BECOME PART OF
THE NEW ERA
OF BANKING
The all-in-one app with a personal AI coach that adapts to your life — not the other way around. This is finance, finally fixed.
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
SCROLL TO EXPLORE
DISCOVER ONEBANKING
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
POWERED BY AI
BUILT FOR HUMANS
THIS WILL CHANGE THE WAY WE HANDLE MONEY FOREVER - WANT TO KNOW WHY?
EVERYTHING. IN ONE APP.
Banking and crypto united. Cards that fit your lifestyle. Rewards and investments that grow with you. AI that watches out over your money.
.png)
ANSWERS ALL YOUR
QUESTIONS.
SAVES WHILE YOU SLEEP.
ACTS WHEN YOU NEED IT.
THATS OUR AI.
QUESTIONS.
SAVES WHILE YOU SLEEP.
ACTS WHEN YOU NEED IT.
THATS OUR AI.
EUROPEAN
IBAN ACCOUNT
IBAN ACCOUNT
Receive your salary, pay the bills, set up recurring payments and send money internationally. oneBanking includes a fully functional IBAN Account with SEPA Instant.
FULL CRYPTO
EXPERIENCE
EXPERIENCE
Buy, Sell, Swap, Receive, Send.
All built in. You will never need to switch to another app again.
All built in. You will never need to switch to another app again.
.png)
ALL YOUR ASSETS IN ONE PLACE.
MOVE THEM WITH A SINGLE SWIPE.
MOVE THEM WITH A SINGLE SWIPE.
GROW YOUR MONEY WITH
INVESTMENTS
AND REWARDS
INVESTMENTS
AND REWARDS
From stocks to gold to crypto. Your portfolio - simplified. And you also earn XP for every
action in the app that you can
convert into oneToken.
action in the app that you can
convert into oneToken.
.png)
CARDS THAT YOU ACTUALLY
WANT TO CARRY
WANT TO CARRY
From custom designs to instant control, oneBanking cards fit your lifestyle perfectly—physical or digital, always secure, and built to pay anywhere in the world.
%20(1).png)
Money Made Simple.
That's it. That's our goal.
"I BELIEVE BANKING SHOULD WORK FOR YOU — NOT AGAINST YOU."
Wilfried Streiner - CEO
TECHNOLOGY DRIVEN.
BUT HUMAN WHEN IT MATTERS.
BUT HUMAN WHEN IT MATTERS.
Neobanks made finance fast — but somewhere along the way, they forgot about you. No one picks up. Support tickets disappear. You're stuck talking to bots that don't understand.
We built oneBanking differently. Our AI handles your money 24/7 — smart, fast, automatic. But when something goes wrong, when you need real help, there's always a human. One tap away. No loops. No excuses.
Our promise. Always there.
SECURITY FIRST.
ALWAYS.
ALWAYS.
Your safety shaped every decision — from our product to our partners. Built to protect what matters most. Backed by industry leaders that are licensed in Europe.
Because trust isn't given — it's built.
Because trust isn't given — it's built.
CHOOSE WHAT FITS TO YOU.
Start free. Upgrade when you're ready. From zero fees to maximum rewards — we have a plan that fits your life. Or your business. You decide.
Personal
Business
Growth
€9.90
Per month
Only 35€ for account opening
Low monthly fees
Fiat/Crypto Wallets
Virtual Credit Card
Regular Crypto-Fees
Accounting Inclusive
Collecting Rewards (no cashout)
Business (Recommended)
€19.90
Per month
Free account opening
AI Features Unlocked
Virtual and Physical Debit Card
Fiat/Crypto Wallets
Free SEPA Instant Transfers
Lower Crypto-Fees
Accounting Inclusive
Reward Multiplier x2
Cashing out Rewards
Business +
€39.90
Per month
Free account opening
AI Features Unlocked
Virtual and Physical Debit Card
Fiat/Crypto Wallets
Free SEPA Instant Transfers
Lowest Crypto-Fees
Accounting Inclusive
Reward Multiplier x4
Cashing out Rewards
... and much more planned
Free
€0
Per month
Only 15€ for account opening
No monthly fees
Virtual Credit Card
Fiat/Crypto Wallets
Crypto Fees starting at 1.5%
Collecting Rewards (no cashout)
Premium (Recommended)
€9.90
Per month
Free account opening
AI Features Unlocked
Virtual and Physical Debit Card
Fiat/Crypto Wallets
Free SEPA Instant Transfers
Lower Fees
Reward Multiplier x2
Cashing out Rewards
Premium +
€19.90
Per month
Free account opening
AI Features Unlocked
Virtual and Physical Debit Card
Fiat/Crypto Wallets
Free SEPA Instant Transfers
Lowest Fees
Reward Multiplier x4
Cashing out Rewards
... and much more planned
ALREADY IN DEVELOPMENT.
Not a concept. Not a pitch deck. Real code. Real progress every single week. We're building something that will change how you manage your money. Join the waitlist and be among the first to experience it.
.png)
THE BETA IS COMING SOON
This isn't a demo. It's the real app — running in
testnet with simulated funds. IBAN, crypto, everything.
NFT holders and token owners will be the first to test
the app before the official release.
testnet with simulated funds. IBAN, crypto, everything.
NFT holders and token owners will be the first to test
the app before the official release.
.png)
BUILT RIGHT. NOT RUSHED.
We could rush. But we won't. This is finance — not a game. Every feature gets tested. Every partner signs off. Every line of code gets reviewed.
Your money, your trust — we don't gamble with that.
Your money, your trust — we don't gamble with that.
.png)
WE'RE JUST AS IMPATIENT.
"When launch?" — we get it daily. Honestly? We're refreshing our inbox too. But Tech doesn't do deadlines.
Join 10,000+ on the waitlist for instant launch news via email and WhatsApp!
Join 10,000+ on the waitlist for instant launch news via email and WhatsApp!
.png)
March 14, 2026
blockchain casino night
Dinkelsbühl, germany
oneBanking joins as an official Community & VIP Partner at this exclusive Blockchain Casino Night, with Sebastian Salomon and Davide Zanfini on-site connecting with leaders from the blockchain, finance, and investment world.
Learn more →
March 17, 2026
AI Connect ZÜRICH
Dübendorf, Switzerland
oneBanking Co-CEO Davide Zanfini takes the stage at this community-driven AI barcamp to share how oneBanking is shaping the future of banking.
Learn more →
March 20, 2026
FREI.RAUM 2026
Dresden, Germany
Join Sebastian Salomon's keynote on the future of banking at SprungKing Academy's entrepreneur congress alongside 200+ business leaders. Niklas Mertens will also be on-site representing oneBanking.
Learn more →
%20(1).png)
.png)
.png)
april 02, 2026
AI CONNECT LEIPZIG
Leipzig, Germany
oneBanking CPO Niklas Mertens joins AI Connect Leipzig – a community-driven AI barcamp where practitioners, developers, and decision-makers shape the agenda together. Real exchange, no buzzwords, and the perfect space to explore how oneBanking bridges smart technology with human-centered banking.
Learn more →
.png)
april 08, 2026
AI CONNECT BERLIN
berlin, Germany
oneBanking CPO Niklas Mertens joins AI Connect Berlin – a community-driven AI barcamp where practitioners, developers, and decision-makers shape the agenda together. Real exchange, no buzzwords, and the perfect space to explore how oneBanking bridges smart technology with human-centered banking.
Learn more →
.png)
april 11, 2026
LICHTER DER NEUEN ZEIT
Karben, Germany
Sebastian Salomon and Niklas Mertens take the stage at Lichter der Neuen Zeit – a community event organized by partner Thomas Wasik. oneBanking is featured as a partner for banking, crypto, and AI, with a short presentation and multiple mentions throughout the event. Scan the QR code on-site to join the oneBanking waitlist.
Learn more →
.png)
april 15+16, 2026
PARIS BLOCKCHAIN WEEK
paris, france
Marco attends Europe's leading institutional blockchain and digital assets conference, with 10,000+ decision-makers from 100+ countries. Key topics directly relevant to oneBanking: MiCA regulation, stablecoins, tokenization, custody, and the integration of digital assets into traditional financial systems.
Learn more →
FINANCE THAT FEELS LIKE FREEDOM.
Built so you can stop worrying.
LET IT GO. JUST LIVE.
WE GOT YOU COVERED.
WE GOT YOU COVERED.
.png)
BACKED BY THE BEST.
From the banking infrastructure in the background to the developers writing every line of code — we partnered with industry leaders who share our vision.
Proven technology. Zero compromises.
Proven technology. Zero compromises.
.png)
S-PRO
The team behind our app. We chose this Swiss-based engineering company for their proven track record in fintech and regulated industries. 250+ experts, hundreds of projects delivered, and the technical depth to build what we envisioned.
OKX
OKX ranks among the largest cryptocurrency exchanges globally, processing billions in daily trading volume. As our liquidity partner, OKX ensures seamless trade execution and competitive pricing across a wide range of digital assets.
Kraken
Kraken, founded in 2011, is one of the oldest and most trusted cryptocurrency exchanges in the industry. Known for its strong security track record and regulatory compliance, Kraken serves millions of users worldwide.
Tangem
Our hardware wallet partner. Founded in 2017 and headquartered in Zug, Switzerland, Tangem has redefined crypto security with their card-based cold wallets—slim as a bank card, secure as a bank vault. With EAL6+ certified chips, support for 6,000+ assets, and a setup that takes under a minute, they make self-custody simple and accessible.
BUILT BY BELIEVERS.
"I was working on this vision for years. Together with my awesome team I brought it to life!"
"There's no magic. Just work that others aren't willing to do."
.jpg)
"I started with Crypto long before it was cool. Now I make it easy for everyone to understand."
"This team became family. Now we build a legacy together."
"My job? Make oneBanking impossible to ignore."
"Everyone talks about scaling. I care about why someone stays."
We didn't build oneBanking because the world needed another finance app. We built it because we were tired of apps that don't care, banks that don't listen, and systems that work against you.
This is different. This is yours.
This is different. This is yours.
STILL CURIOUS?
Here are the answers to the questions we get asked the most.
And if you can't find what you are looking for just hit us up. We answer everything.
And if you can't find what you are looking for just hit us up. We answer everything.
When can I start using oneBanking?
Soon. We know that's not the answer you want — trust us, we're refreshing our inbox too. But we won't launch until everything is bulletproof. Join the waitlist and you'll be the first to know.
How much does it cost?
There's a small one-time fee to open your account. After that, the free plan is yours for life — full access to core features, no monthly costs, no hidden charges. Want more power? Premium unlocks the full AI, lower fees, and reward multipliers.
Are there any fees associated with using oneBanking?
We keep it simple. No monthly fees on the free plan. No hidden charges. Ever. Transactions, crypto trades, and premium features have transparent fees — you always see exactly what you pay before you confirm. No surprises. That's a promise.
Is my money actually safe?
Yes! Your safety is our highest priority! That's why we are partnered with the most trusted names in fintech — OKX, Kraken, Tangem, S-PRO. Your money isn't just safe. It's protected like it's our own.
What's the deal with the AI?
It learns who you are — your habits, your goals, your stress points. Then it acts on your behalf. Saves money. Spots problems. Handles the boring stuff. But here's the rule: it never moves your money without asking first. Ever.
Who sees my data?
It stays yours. GDPR compliant from day one. We don't sell your data. We don't share it. Your AI learns locally. Privacy isn't a feature — it's a promise!
What if something goes wrong?
Then you will get supported by real humans. Always. Our AI handles most of the everyday stuff — but when you need a person, you get one. No chatbot loops. No 48-hour waits. Just real help, fast.
oneBanking is the all-in-one finance app for people who are done with complicated banking, hidden fees, and apps that don't care. Banking, crypto, investments, rewards — and an AI that actually handles it for you. Welcome to the new era.
Level 3 (Suite No. 3211) Tower Business Centre, Triq it-Torri Birkirkara BKR 4013
Malta
+49 800 9998974hello@onebanking.appMalta
© 2026 One Finance Limited. All rights reserved.
Made with 💚 in Europe.
Made with 💚 in Europe.